Melbourne’s Cheapest Cars, Used Cars Melbourne, Used Cars for Sale, Cheap Cars

Melbourne’s Cheapest Cars offers not only quality vehicles for sale at the cheapest possible prices but we also take pride in offering a competitive range of cost effective, personally tailored auto finance packages.

Melbourne’s Cheapest Cars are linked directly, online, to the largest Finance organisations in the world enabling ultra fast, no fuss finance applications at the touch of a button. This means our customers can obtain Australia’s most competitive finance packages tailored to suit your specific needs, with approvals often gained within the hour to approved purchasers. 

Finance

Our finance department operates similarly to that of a bank and our loans officers are fully licensed under the Federal Government’s Financial Services Reform Act (FSRA). We can provide access to a wide variety of financing options in a relaxed “non-sales” environment and tailor a finance package best suited to your needs. Even if you aren’t quite ready to purchase a vehicle but just want some free, up-to-date information on any financial product, just give us a call and we’ll be happy to help.

Get pre-approved over the phone or the Internet!

Ring one of our loans officers on (03) 9556 0789 prior to coming into the dealership and have your loan approved before you arrive! What a great feeling to actually shop for a new vehicle knowing your loan is approved, your money is available and your new car ready to roll. Alternatively, feel free to utilise our Internet application facility in the comfort of your own home.

Our finance application and approval process is really simple. Bring the following information with you when you visit the dealership and your application can be assessed on the spot:

Our loans officers will need to sight original articles. We will obtain copies of the following original articles.

1. *Two recent pay slips (One is sufficient but two is preferable).
2. *Your current Driver’s License.
3. *Rates Notice if your are buying your home OR a rent receipt if you are renting.
4. *A bill addressed to you confirming your current address.

The entire application takes approximately ten minutes and approval is obtained, in most instances, within 1 hour to approved purchasers.

For commercial applications, in addition to the above, we require personal tax returns and a recent profit and loss statement (pay slips not required).

Please note: Commercial applications may on occasion be approved with bank statements confirming affordability. This isn’t a common practice, however, all applications are assessed on their own merits. This may particularly be the case where the business or company is a new venture. Deposit ratios in both consumer and commercial deals may also apply, however, once again, each application is assessed on its own merits.